Personal Injury FAQ

What do I need to do if I have been injured?

Gathering evidence is of primary importance. You should:

Have someone take photographs of any visible injuries you suffered. Photographs have a much greater impact than a verbal description alone and are very compelling to both judge and jury.

Your attorney will need convincing documentation of your losses. Save your receipts for over-the-counter medication, prescriptions, braces, medical bills, and other expenses you incur as a result of the accident. You should also get the names of any witnesses and any statements the person at fault made after the accident.

Any sane person would rather have good health than a good lawsuit. Your first priority is to concentrate on regaining the best health you can achieve after your injury, not worrying about a lawsuit or problems you are having with an insurance company. Often, injuries show up a day or two - or even longer - after the accident and after the adrenaline leaves your body. You realize the nagging pain you thought would go away didn’t. Make sure you immediately get the medical treatment you need and inform the doctors of all your injuries. Write down your injuries on a card so you don’t forget anything or get distracted by the doctor or nurse. If your complaints are not in your medical records, a judge will wonder why it took so long for you to report a problem with your injured body to your doctor.

If you are injured on the job, immediately report the injury to your supervisor, including the fact that the injury incurred at work. There is a time limit in which to report injuries, therefore, it is critical to report our accident as soon as possible. Only in rare cases will the time limit extend past thirty days. Your employer has the right to ask for a drug screening. Take it. If you refuse to take the test, it is presumed that your injury was a result of drugs. If you take the test they have to prove drugs caused the injury, a much harder standard to meet.

When will my personal injury case settle?

As your attorney we will need complete medical records for your injury and your complete record of bills and expenses in order to settle your case or take it to trial. In reality, this means you must have reached the maximum point of recovery from your injury, according to your doctors. The human body takes time to heal. Doctors have told our firm repeatedly that it takes many months for all injuries to surface, and longer for them to heal. The faster you get well, the quicker we can settle or try your case (see #3 above).

Often when our law firm is involved in a personal injury lawsuit we are able to convince the insurance company of the value of your case. Frequently this occurs within 30 to 90 days of submitting the complete documentation on liability, your damages, and injuries. Some insurance companies are notoriously difficult to deal with and may refuse to offer what we believe is a fair amount to resolve your case.

If the insurance company is not willing to negotiate a settlement; our attorneys may need to take your case to trial before an impartial jury. Remember, an insurance company is not in business of giving money away. They will pay the lowest amount that they can get away with in order to settle your case.

All states have time limits within which you must file your lawsuit. If you fail to file within this time period then, as a matter of law, you will be prevented from any recovery from the responsible parties. Tennessee and Georgia have relatively short statute of limitation periods which, depending on the type of claim, range from six months to several years. In Tennessee, most personal injury cases have a one-year period and in Georgia most cases have a two-year period. The sooner you involve our team of lawyers, the faster we can preserve the evidence in your case and protect your rights. Most lawyers will not handle a case at the very last minute because there is not sufficient time to investigate the claim.

What is my personal injury case worth?

Soon after an accident, determining what your case is worth is almost impossible to answer because you have not recovered. If you recover fully, your case is worth less than someone who has a permanent injury. Other factors that value a case include: the type of injury, how it occurred, the amount of the medical bills, how long it took you to recover, aggravating factors, your desire for a quick settlement or trial, what the witnesses will say, and how other similar cases have resolved at trial. Our personal injury lawyers in Tennessee and Georgia have years of experience in valuing injury cases and proving our point in court when necessary.

Will you take my personal injury case?

Our requirements to take a case are as follows: We take cases that are real and significant. We do not sue for every scratch and bruise. We will not create a case for you, but we will ensure you get the best result for the case you have. The fastest way to lose any case is to be caught in a lie. If you believe you have a case with substantial injuries that were caused by someone else, our personal injury lawyers will be happy to help you if they can.

If a serious or catastrophic injury or wrongful death has affected your life or the life of someone you love, the legal help and guidance of an experienced personal injury lawyer is essential to determine if you have grounds for a lawsuit and to recover compensation for the harm you suffered.

Call the Law Offices of Morgan Adams at (423) 265-2020 to learn how we can help. Our office is located across from the Chattanooga Choo-Choo and we have free parking as well as a first floor, handicap accessible, office. If needed, we can come to you.

The Law Offices of Morgan Adams serves clients in Chattanooga, Knoxville, Nashville, Memphis, Clarksville, Jackson & Monteagle, TN that have suffered a Serious Personal Injury due to an auto accident, truck wreck or railroad accident.

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The Adams Building
1419 Market Street
Chattanooga, TN 37402
T: 423-265-2020
Toll Free: 866-580-4878

Nashville Office:
200 Fourth Avenue North
Noel Place-Suite 700
Nashville, TN 37219